Filing a joint return in the US in no way implies financial unity. It just means your income is pooled for tax calculation purposes, that’s it (and only federal, you can often file separately in the same or different states). There are community property states, which NY is not. It gets hairy just about anywhere if a marriage is ended.

And if lenders based their credit decisions on the spouse’s creditworthiness, someone else would whine about that.

The sense of entitlement that’s taken hold of the world is dismaying. If you don’t like the terms Apple / GS are offering, then go somewhere else.

> If you don’t like the terms Apple / GS are offering, then go somewhere else.

If they are basing those terms based on one of the protected classes (race, gender, age) that is illegal and should be investigated.

> The sense of entitlement that’s taken hold of the world is dismaying.

I know, right. Damn these brown people, LGBTQ, women for demanding a seat at the table. Cis-het white people must be feeling particularly oppressed with all of these racist|sexist|genderist calls for reform

“Damn these brown people, LGBTQ, women for demanding a seat at the table.”

Maybe if they earned it instead of demanding it they’d be taken seriously?

How exactly do you earn equality?