Here, here. Rich people and financially irresponsible people have existed forever. OP probably thinks people on welfare drive Cadillacs too. Also, I can't get over how OP talks about students not using school services (dorm/chow hall). They didn't at my school because it was a terrible value. You paid upwards of $10 for shit food, and more in rent than off campus. The only people that used the dorms more than they had to were forced by their parents, or were able to get it for free.