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Re:I Got Access to My Secret Consumer Score by earthboundkid on Monday November 04, 2019 @02:10PM (#21445219)
It has been done better in other countries and could be done better in the US if there were political will to do it. There's a whole universe of cryptographically signed certificates that we in the US don't use. The hard part is not signing a cert; it's making sure the certs are given to the correct people and having a procedure for when a cert is lost. Estonia has done this well; Korea has done this poorly. But it's quite doable if you have political will for it.
Re:I Got Access to My Secret Consumer Score by cortesoft on Monday November 04, 2019 @02:45PM (#21445626)
Does that then make the cert a high value target? How do you get people to protect it and use it properly? If it is stolen, does it actually make it HARDER to prove you didn't open the credit line?
Re:I Got Access to My Secret Consumer Score by earthboundkid on Monday November 04, 2019 @03:31PM (#21446160)
This is not a theoretical topic. Other countries have electronic signature system and you can evaluate how well or poorly they are implemented: https://en.wikipedia.org/wiki/Electronic_signatures_and_law