As someone that used to ride outside 5 days a week, I've found riding indoors much easier to fit into my schedule. I can get in an hour on Zwift with only about 5 mins of getting geared up. Riding outside takes more time to prepare, and is tougher to schedule with dwindling daylight hours and less than ideal weather. I'm on a Tuesday & Thursday indoor, Saturday outdoor schedule now.

Peloton is far from the only option. I use Zwift for software and the BKool Smart Air with a Wahoo desk for equipment. Several companies are releasing full indoor bikes as well. Wahoo's Kickr Bike looks to be the front runner.

https://zwift.com/

https://store.bkool.com/en/174-bkool-smart-air-simulator.htm...

https://uk.wahoofitness.com/devices/accessories/wahoo-fitnes...

https://uk.wahoofitness.com/devices/smart-bike/kickr-bike