Do you think they would get more money by monetizing you with a credit card than they do by monetizing with ads? I hear this argument that people don't want to pay with money as opposed to attention, and I always feel the opposite.

I feel like I would love to pay for a video service that didn’t support surveillance and mass data collection. Or that provided user transparency on what they did track (obviously some level of user tracking can improve a service meaningfully). That said, I don’t for example pay for Vimeo so I suppose there are network effects. I’m on YouTube because everyone else is. That said I regularly publish YouTube videos but have not enabled monetization. Not all youtubers can afford to do that but it’s a small thing I can to do help.