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Re:Schwab Removes U.S. Stock, ETF and Options Commissions by traviscj on Thursday October 03, 2019 @09:33AM (#21146727)
Why wouldn’t this require just the info on the check (routing + account #), which everyone involved probably already had/needed to answer the query?
Re:Schwab Removes U.S. Stock, ETF and Options Commissions by drevil-v2 on Thursday October 03, 2019 @10:04AM (#21147052)
It’s a balance of funds inquiry. Before you can discuss that kind of information about an account you need to identify the person as the account holder. I can’t call your bank and ask if you have enough funds to cover a cheque you wrote.
Re:Schwab Removes U.S. Stock, ETF and Options Commissions by traviscj on Thursday October 03, 2019 @10:17AM (#21147208)
This doesn’t seem to be the case from the article [1] linked in a grandchild of your original post.

[1]: https://www.consumerismcommentary.com/verify-funds-on-that-c...