Makes life easier for you personally after an exit / liquidity event.

Not related to funding of a company, that's a whole different ball game.

Net assets, and net income, make life happier for companies.

What you describe is cash flow, which is often necessary, but not really analogous.

It’s like saying “access to low interest rate 30 year mortgages makes life happy”, which might be true if you’re looking for a mortgage, but isn’t really generally applicable.

Thats not at all how any of the mechanism you're talking about works. The alternative OP speaks of is having no money. Everything gets more difficult if you lack any of this resource.

That also isn't true as long as you retain the ability to obtain money. Or just have rich friends you can mooch off of. Either one of those seem to work for a lot of people.

Now if nobody around you has any money, that might be an indication of a serious problem, but still in that case a little bit of economic knowledge can go a long way.

> retain the ability to obtain money

Still not the same as having no money.

I really don't know what you want me to say. If the problem actually is "no money" then there are many solutions to that. Whether you find them acceptable is a different story. But my point is that often that really isn't the core of the problem.