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A comment on Employer health plans are getting pricier and skimpier. Parent comment

Re:Employer health plans are getting pricier and skimpier by closeparen on Wednesday September 25, 2019 @11:04PM (#21077772)
From the consumer perspective, calorie needs are stable and predictable, fundamentally different from what insurance is for.

From the supply chain’s perspective, there is a very sophisticated insurance system to smooth out issues with crop yields, weather, etc. called the commodity futures market.

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Re:Employer health plans are getting pricier and skimpier by zwkrt on Thursday September 26, 2019 @08:14AM (#21080191)
Both of your points are true of healthcare. No, not everyone will break a leg or need major surgery, but everyone gets old and dies. Flu shots come out at the same time as pumpkin spice lattes. From an aggregate standpoint I would wager healthcare needs and costs are predictable and forecastable, just like commodities.
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