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Re:Banks, Arbitrary Password Restrictions and Why They Don't... by criddell on Wednesday September 18, 2019 @04:06PM (#21009502)
> That's assuming you can prove it.

Once you tell them some transaction wasn't authorized, it's up to them to prove otherwise.

All the suggestions you make are great if your goal is to minimize fraud. If you are trying to maximize profit then you don't tighten security if the cost to do so exceeds losses due to fraud.

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