I'm not complaining, it's just a barrier. I support regulation of things like this and am aware of ADP and Gusto. I am also glad that Uber and Lyft drivers will be compensated as employees if they are treated like employees.

But it's a mental leap to move from "just need to find enough clients to pay my bills" to "need to make sure the paperwork is right so I can pay someone to help me out".

I don't personally find it intimidating, but I've also done it before.