Whoever decided $2000 dollars for a feeding tube is fair market rate is part of the corruption.
> The $164,000 billed to Waldron for intestinal surgery was more than twice what a commercial insurer would have paid for her care [..]. Charges on her bill included $2,000 for a $20 feeding tube.
Let's say I'm going out and offer to bring you back a sandwich. I can't give you the sandwich and then claim you owe me $20 because that was my price. I either need to form that contract up front, or I can only expect reimbursement for the amount I actually paid.
I don't think we definitively need single payer, but we do need uniform (per provider) pricing and price transparency. (Although allowing everyone to buy into medicare/medicaid would be a no-brainer)
Barring systematic reform, I'd really like to see a trend of "healthcare extortion trusts" to keep everyone's life savings safe from these vampires.
And I want to add to this: patients can't even be held at fault for this: have no ability to even find out! I've asked and asked for this up front (after being hit myself with a huge bill for what was a tiny visit! No surgery, just an examination!), and been told by providers that it is "impossible" to provide even an estimate of a price, even when the provider has all of my insurance information. Which is bullshit.
To make a patient choose between an unknown bill and their health is extortion.
How is that corruption? Who is being corrupted, and by whom? The state cannot corrupt itself.
Obviously if you define the term "corruption" so that it is inapplicable, then there is no "corruption". FWIW I'm totally on board with viewing "the state" as a singular malevolent actor, I just don't think that paradigm is particularly useful here.
The questions is, intended by whom?
Intent is a serious factor in crime.
With the right kind of paperwork you can not only rob a bank you can also make yourself a beneficiary of multiple bailouts and benefits. With even better paperwork you then claim the losses as part of lowering your tax obligation.
I mean... is it really there ?
Also, at the risk of not getting that question answered, what does lobbying have to do with people being underinsured?
You also need to look at PBMs that eek out a living as a middleman between pharma companies and insurers and survive by bulk offering pharmaceutical consumption in exchange for rebates while advocating for higher pre-insured prices to maximize the price difference between direct purchasing and their rebate reduced price.
You _also_ need to look at health insurers that operate in pretty much the same manner as PBMs but with everything that isn't a drug, highers list prices at hospitals coupled with lower negotiated rates for their patients is why a person with good insurance may pay 130$ for a 13k list price procedure, and the people with bad insurance are hit with the full cost.
Lastly the siloing of patients to specific care networks gives healthcare providers better control over how much that after insurance take-home is for themselves, if there are three hospitals within a few hours of you but two are out of network and the last one won't give you upfront information about their pricing then you have no freedom to choose efficiently.
Oh also, the pharma companies, they've gotten a bad rap recently for opiods. But it's a generally policy that drug reps that monetarily reward doctors for prescribing certain volumes of medication without any relation to patient needs, thus driving up the unnecessary usage of medication (and the cost to insurers, and the cut of PBMs) while also potentially causing further health issues from side effects of a drug the person didn't need in the first place.
Everything in this system is broken and it's basically just a carousel of terrible where each pillar is supporting the other ones because everyone is making so much damn money - and politicians are happy to force any state offerings to play by the same rules for a share of that cash for themselves.
In a sane system without the lobbying and corruption this cartel of players would be unsustainable because public interest would force politicians to cut down on their crap, but that ain't happening. And, while I think some intents of the law were decent, the actual effect of the ACA has been to cement the improper running of this market into law while forcing absolutely everyone into insurance - the ACA was a huge gift to insurers and it, and the private insurance and healthcare market that spawned it, need to be nationalized.
What does this have to do with an extortionate bill from a state-run hospital?
If better priced options are available people are going to stop playing in that private healthcare sandbox - it's part of the same reason why the house has been unable to legalize purchasing drugs abroad... that too would weaken the price fixing abilities of pharmaceutical manufacturers and PBMs - also maybe pharmacies, they tend to get squeezed pretty hard by PBMs though so only in the case where a pharmacy is being squeezed by its own PBM (as is the case of CVS) is the pharmacy really embroiled heavily in this mess as a loss leader.
Do you have evidence of the Virginia legislature meddling with the hospital's charge master? I could certainly believe that, but in the absence of evidence I'm more inclined to think it's just the hospital administrators trying to extract every dollar they can out of patients. For some reason even non-profit and government entities often seem to have a disturbing emphasis on revenue enhancement.
This, and the number of bad actors involved with healthcare, is sort of the issue - whenever the PBMs are under attack they claim innocence and say it's the pharma manufacturers - similarly here the hospital did indeed act in a rational way in their pricing, but that way is only made rational by the broken national system - and if, while an aspirin at a hospital normally costs 100$, at this publicly funded hospital that aspirin cost you 3c[1] then there would probably be outcry by the private hospital that the public healthcare offering is unfairly undercutting prices in a manner that private organization couldn't compete with - you can see this happening right now with the wonderful debate on municipal internet.
1. Insert reasonable cost here, 3c seems much less stupid expensive to me, it's probably still like a 100% markup if buying in bulk but Amazon is willing to give me 100 pills of aspirin for $3.08
Insurance companies negotiate rates for everyone else. So much so that when my wife was going to get an Iron infusion the doctor couldnt let us pay for it out of pocket ( we were in a hurry to go somewhere and couldnt wait for insurance) we were told we couldnt pay out of pocket unless the insurance company allowed it
Let that sink in... you cant pay for healthcare out of pocket unless your insurance allows it.