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A comment on Stripe Capital. Parent comment
You could charge a flat interest rate but require the customer to pay you back a minimum of x% of their stripe volume per month.
Allow the customer to pay a higher percent of volume if they choose, and reward them for paying you back by lowering the effective rate.
I somewhat agree with the point the GP made, the fee structure is very much an early repayment penalty in disguise.
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You could charge a flat interest rate but require the customer to pay you back a minimum of x% of their stripe volume per month.
Allow the customer to pay a higher percent of volume if they choose, and reward them for paying you back by lowering the effective rate.
I somewhat agree with the point the GP made, the fee structure is very much an early repayment penalty in disguise.