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Re:Stripe Capital by ergothus on Thursday September 05, 2019 @02:43PM (#20889588)
> It's essentially a prepayment penalty in disguise.

I can see that. But put another way, it's a flat fee. No disguise.

I see issues with you being able to get better rates elsewhere, but by calling it a fixed fee instead of using an APR with fine print saying there's a prepayment penalty, I see the OPPOSITE of disguise.

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