I know I haven't and won't. Of course Mr. Ponzi wasn't the first and won't be the last scumbag out there. And scumbags always make excuses for themselves.

This is completely different to stealing because you or your kids are hungry, let's not delude ourselves.

It reminds me of the lyrics of Pink Floyd's "Dogs":

    You gotta be crazy, you gotta have a real need
    You gotta sleep on your toes, and when you're on the street
    You gotta be able to pick out the easy meat with your eyes closed
    And then moving in silently, down wind and out of sight
    You gotta strike when the moment is right without thinking

    And after a while, you can work on points for style
    Like the club tie, and the firm handshake
    A certain look in the eye and an easy smile
    You have to be trusted by the people that you lie to
    So that when they turn their backs on you,
    You'll get the chance to put the knife in