Ponzi scheme for me the reason of our greed and endeavour of money. And these people are just selling hope that's all. I lost my uncle because of it. He was a jeweller and didn't care as well as he should about the finance and found himself lots of debt.

Sometimes I remind myself we're so much oriented about the money we forget why we need to earn it.

I call it infinite loop problem let me explain very briefly.

Let's say you want to open the door of your house but your keys are in the car so for that you need to open the car first. But car is locked and you're thinking about where did you put the keys then your wife opens the house door.

Some of us still focused to open the car to get the keys although it's unnecessary anymore. They're in the infinite loop.

Excellent question here is, sometimes it's extremely hard to find our own defects, if I would have been Ponzi would it have been possible to realise my way is going down.