What we have now is destructive, and what I'm talking about is science fiction. It would require significant legal and economic changes. Coincidentally, it appears now that the long-term survival of industrialized human society will require significant legal and economic changes. So, that's why I would say such a crazy thing.
With the wealth distribution curve we have today, I don't think your proposed solution goes anywhere near far enough to stop the consolidation of wealth in the hands of a very few who hoard it and use it to buy governments. But maybe your definition of "solved" in this context is not the same as mine.
The way inheritance should be solved is by not allowing a single person to inherit more than 50% of the total net worth.