I think you're missing my point. I hate dealing with car dealers, and I would much prefer a direct-from-the-manufacturer car buying experience. But that inevitably leads to a much greater consolidation and concentration of wealth, where consumer dollars get drained from most locales and end up in far fewer locales.

My point is that it's trivially easy to understand the negatives of things like car dealers and real estate agents (pretty much everyone I know hates dealing with them), but I think we're just starting to come to terms with the potential negatives of having huge, geographically broad, open markets where there are very few winners.