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A comment on What Happens When You ACH a Dead Person?. Parent comment
Much, much safer way to use Zelle is to ask the receiver to request a payment from you and then accept the request.
Although I'm guilty of just sending funds direct but only through email addresses which I usually copy / paste straight from what someone wrote to me.
Much, much safer way to use Zelle is to ask the receiver to request a payment from you and then accept the request.