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Re:What Happens When You ACH a Dead Person? by jacobush on Wednesday August 28, 2019 @03:37PM (#20823270)
I had this random thought, I wonder if it holds water:

The EU states are (fairly) confident in their status as independent countries, and thus dare subject themselves to and implement such things as SEPA.

While the U.S. is a single country, the states within are not independent countries and, very aware of that, try to defend their independence within the union at every turn.

Re:What Happens When You ACH a Dead Person? by pjc50 on Wednesday August 28, 2019 @04:06PM (#20823526)
I'm not sure it's the independence being defended so much as local grift of one form or another.