These are Bad Answers and instead you just need to read and obey two books and two books only:
1) https://www.amazon.com/Bogleheads-Guide-Retirement-Planning/...
2)https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Lar...
If you do this, it will prevent you from being any more screwed than anyone else, regardless of market conditions. You will also not become flamboyantly rich overnight in the way that Crypto speculators do.
Yeah who would want that???
I second this. Lot's of good advice here about letting the 401k ticking along. In the meantime start building some knowledge. It may take a bit of time but it will be worth it. But the basics should be accessible to everyone. There are many sources of information (of varying quality). Youtube, blogs, financial section of major newspapers, MOOCs, and last but not least books
What i want to really know is what people with a lot of money actually do - and when i say a lot, i meant a lot. networth in excess of 8-9 digits. What do they invest in? What diversification measures do they do? Which country? And finally, how they dodge taxes (as they inevitably seem to be able to - so if you can't defeat 'em, join 'em?)
Also, be aware that even when you do educate yourself and you do everything you think is in your power to 'safe guard' your nest egg, that there are are still a billion and one ways that it can all be wiped out tomorrow.
Micro managing you're finances if you don't know what you're doing is a fantastic way to wipe it out. As the good old saying goes, “The market can stay irrational longer than you can stay solvent.”