To start the conversation, let me share my approach:

1. First and foremost, I am defensive, by nature. In many aspects of life, including investments.

2. ~75% of my savings goes to Gold.

3. There was a time when the rest would be invested in my side projects. High risk. Throw away pretty much.

4. I still plan to invest in my side projects, but age has made me extremely selective.

5. I dabbled in crypto in 2016-2018. Almost everybody I know did. I made modest profits but nothing close to the boom. Since then I have lost respect for crypto industry. I could write an essay why, but to keep it brief most projects are unrealistic. The only purpose is to get rich quick. Meanwhile the markets are heavily manipulated. And I don't have friends in the right places, so I stay out.

I'm still openly looking for investment strategies as my situations affords me the ability to take more risk.