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Re:Ask HN: How Does Instant Bank Verification (IBV) Work? by dylz on Tuesday August 20, 2019 @02:47PM (#20750534)
A horrendous abomination of scraping, fake browsers, storing your credentials, probably. Probably also grab your transaction data while there. This seems to be par for the course for US accounts, unfortunately.

See: https://news.ycombinator.com/item?id=20135693 https://news.ycombinator.com/item?id=20134031 https://news.ycombinator.com/item?id=20133882

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