> If millions of people get by just fine it does not mean you should never take any precaution because "it will not happen to me either"

I used to be with a woman that was on the extreme end of "it won't happen", and in some cases was outright denial of bad things happening

mention any precaution and she would always resort to saying that Americans are so afraid of everything

so I did a little introspection while I was with her, and there was a bit of truth to what she said, I've had great experiences that I would have avoided, and it is clear that many of my American friends and colleagues are overly cautious on a cultural level

but at the same time you still have to call it. some of the stuff she was talking about was dumb and fraught with disaster.