It's essentially the same for me honestly. I hate subscription software and only put up with subscription content sometimes (i.e. Netflix, newspaper). I'm okay with buying software every few years, I'm not a fan of buying software every month.

My wife has Office, so I'm going to self-host LibreOffice Online or ONLYOFFICE (whichever she prefers) instead of buying a subscription to Office 365. I hate paying a subscription for software, so I'll just make occasional donations to LO or something instead (unfortunately the pricing for both services seem to be aimed at corporations, not home users).