You get to craft your path. Period. Don't want to live on the streets? How about in the woods? Is that too hard? How about with an old person who's dying and needs help around the house in exchange for room and board? What about living at a temple or monastery?

Living a life of service to others opens doors not available to those who sell themselves purely for personal gain.

Have you identified the fundamental needs for humans to thrive? You can google "universal needs" if not and then see if you can find ways to meet all your needs without money.

The perceived need for money goes down for those who learn alternative strategies for meeting their needs, are open to the possibilities, and trust themselves more than the world says to.