Re:What Does a Coder Do If They Can't Type?
by ThrustVectoring on Monday August 12, 2019 @05:39AM
(#20673884)
I do. One easily searchable phrase for it is "own-occupation disability insurance". It covers anything that prevents me from working in my profession, although there are payout time restrictions on hard-to-verify mental health ones to prevent malingering.
Automatically qualifying events include loss of sight, hearing, voice, use of any two hands and/or feet. After qualifying, I get paid $5k/mo until age 65.
My sister is a denturists and she has insurance for her hands. Curious if this is something people in our profession have considered to protect from incidents like this.