I don't care if someone steals my credit card number. That's not my problem. It's my bank's problem.
This is spot on. I refuse to use or even have a debit card issued for my actual bank account. Almost everything goes through CC's, so worst case, I have at least one layer between "my" money. As a bonus none of my CC's are from my bank, and I have several from different major vendors, so unless a lot of things go wrong at once, I should always have access to at least some amount of credit.
It's also made budgeting and tracking my spend much easier, since I don't want to pay interest on any of these things, and the tools for managing credit cards tend to be better than what I've seen for checking/savings accounts.
This is spot on. I refuse to use or even have a debit card issued for my actual bank account. Almost everything goes through CC's, so worst case, I have at least one layer between "my" money. As a bonus none of my CC's are from my bank, and I have several from different major vendors, so unless a lot of things go wrong at once, I should always have access to at least some amount of credit.
It's also made budgeting and tracking my spend much easier, since I don't want to pay interest on any of these things, and the tools for managing credit cards tend to be better than what I've seen for checking/savings accounts.