Especially since Germany's "mixed" mode is multi-mixed: the largest private insurer is a non-profit coop. With all the complaints about for-profit insurance companies, I don't understand why that isn't a thing in the United States. By the people, for the people and all that.

A lot of health insurance providers are technically non profit, just like a lot of hospitals are. Blue shield is non profit in many states (eg California) as is Kaiser. Chances are, your health insurance provider is a non profit, but still has high “administrative overhead” so it doesn’t mean much to you and me.

These non-profits aren't controlled by their members, I take it? Thanks for the info, it's hard to understand the US health insurance system and get hard facts on differences and similarities from afar - mostly the extreme positions & talking points tend to reach everywhere.