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Re:Equifax removed the $125 claim payout option after millio... by zucker42 on Wednesday July 31, 2019 @09:07PM (#20580321)
This is a fallacious argument. Just because banks use credit scores doesn't mean they are accurate (see argumentum ad populum).

What we'd need to demonstrate your claim is for example some data linking credit scores at time of loan to default rate, adjusted for income and loan terms.

Re:Equifax removed the $125 claim payout option after millio... by harryh on Wednesday July 31, 2019 @10:06PM (#20580594)
Maybe just go upthread to patrick's comment on the topic. He's a much better writer than me.

https://news.ycombinator.com/item?id=20580478