But any company would do the same. If it’s outside of a warranty period - they won’t fix anything for free

$35,000 is a lot of cash for a new transmission.

But if the car is 5 years out of warranty why not take it to a specialist who would charge much less?

What was the fault? It must had been a severe gearbox failure to warrant a complete replacement rather than a rebuild.

You bought a 5 year old car with less than 55 miles on the odometer? Has it been sat up in a lot for 5 years?

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O.K, then how is it possible you did only 55 miles in 5 years of ownership? If you meant to write 55,000 miles then that's a different conversation!