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Re:Robinhood Stored Passwords in Plaintext by HenryBemis on Thursday July 25, 2019 @01:45AM (#20522876)
+1 on that.

I remember on a bank's IVR I was auditing, required "_random 2 out of your 4 characters of a PIN_" (not your card's but dedicated to a call center support - that gave you full access to your accounts though) was being recorded/logged together with any phone key press (e.g. your customer ID). It was possible (if obtaining the logs of a few of a customer's calls) to reconstruct the PIN (e.g. call1#1 you press 1, 3, call#2 you press 1,2, call#3 you press 2,4). Those logs were scrubbed/dropped once a year, so for a frequent IVR user it was easy to reconstruct your IVR PIN. The folder containing the logs was a Windows shared folder with Everyone/Everyone (share/modify).

You should have seen the COO's face as I was describing how easily this could have been abused (likelihood), and how it could open a floodgate of serious problems for the bank (impact).

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