Many of these were Pixar movies, not Disney. Pixar almost always insisted doing things differently (guess who was it’s CEO). Disney on the other hand almost always insisted in serving “sugar”. There is even a phrase for this, it’s called Disney Effect: https://www.realsimple.com/work-life/family/disney-princesse...
Toy Story? Cars? Inside Out? Up? Coco?
None of these follow that template. Sure, some like a Bugs Life and Rattatouille follow this, but in quirky ways. All conventional narrative structure involves an external incident. That sets up the central conflict of the narrative.
Disney movies like Big Hero 6, Moana or Frozen are more likely to follow it, though again, there’s a lot more craft in the story and surrounding context than the base structure suggests.