Do not get a home warranty. It's about $600 a year and they do nothing when you report an issue. When you call to complain, they send a contractor. Who doesn't show up. When the third contractor they promise to send finally shows up, they're the cheapest contractor they could find in 100 miles and they make the problem worse. Finally you threaten to sue and they close the policy and give you cash in lieu of replacement and you take care of it yourself.

It very often costs a lot more than $600 to maintain a home for a year. The warranty service only makes money if they can spend less than that on the home. As a result, the biggest and most profitable warranty companies are the ones that promise the most and spend the least.