I suggest you try it :)

I've had many many banks accross the world. Monzo is what everyone wished for.

I’m putting everything on credit cards. Amex for £ transactions, 0% FX MasterCard for foreign transactions. Another airline reward card when the merchant doesn’t take Amex.

I only ever use debit to pay off the balances of credit cards and to withdraw cash.

If you want to constantly live in debts and not be able to track your money I guess.

Actually helps me to track my money better.

What debts? I clear the balances when I get the statements.

> What debts? I clear the balances when I get the statements.

In the mean time you are in debt.

> Actually helps me to track my money better.

Have you used Monzo?

> In the mean time you are in debt

Why/how is that a bad thing?