It does indeed say "Lucky or Smart" in the title of the article, but that's not what the article is about. The entire piece is actually about what one should do after they experience luck--mainly, admit it, ride it, and keep their ego in check.

I'm used to ignoring article titles in most publications, as they are always sensationalized (as they should be). A big indicator of whether the title was likely written by an editor instead of the author themselves, or not, is how generic or cliche the title is.