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Re:Amazon.com Credit Builder: Build credit with no annual fee by tedmiston on Monday June 10, 2019 @11:26PM (#20152822)
Because of Amazon Household [1], you do not necessarily have to hold your own Prime membership to get the 5% back. Being on a Household Prime account is enough to get the full cash back on the regular Amazon credit card, so I'd expect the same would work here. Admittedly their card marketing websites do not make this super clear.

[1]: https://www.amazon.com/myh/households

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