Humanity has been having this debate for thousands of years, e.g. the fable of the Ant and the Grasshopper. It's a virtue to work hard and plan for the future. Delayed gratification is a foundational building block of civilization. There's a balance that each person must strike but I'm hesitate to criticize unless someone has parked at one extreme end of the spectrum or the other. The secret may be to more carefully measure and unnderstand experiential ROI from money spent which our traditionally materialistic focused consumer culture does not make very transparent.

That’s more convincing if you ignore interest. I do take long breaks between jobs, but I also avoid debt and save a huge percentage of my income.