The purpose of "current" is to ground you and give you a baseline. If you're relatively happy with your current lifestyle, can you lock it in now and stop working? If yes, then rich, if no, then keep saving/investing/growing your income.

My overall point is that there is an upper limit to that number, after which no lifestyle (barring crazy outliers like buying a yacht a week) would require you to keep working.

You are converting (like many of us do) something tangible - let's say money, to something less tangible, let's say happines. To simplify things it's like reducing a fraction where you focus on numerator and I am saying that denominator has a role in the overall result as well.

You can work on achieving the desired numerator or consider that reducing the denominator can result in increased "happines" too.

> You are converting (like many of us do) something tangible - let's say money, to something less tangible, let's say happines.

I'm converting in the other direction, which is a big difference. I'm saying first reach happiness, then take that amount of money to set your baseline.