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A comment on What Intuit knows about its users. Parent comment
The political jargon term you’re looking for is “logic of collective action.”
More here: https://en.wikipedia.org/wiki/The_Logic_of_Collective_Action
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The political jargon term you’re looking for is “logic of collective action.”
More here: https://en.wikipedia.org/wiki/The_Logic_of_Collective_Action