Exactly, yes. But many fans (of other artists; when referring to myself we'll have sampling bias) actually have no idea that their $5 doesn't go directly to the songs they listen to in a month.
> let's say
I would happily accept if we can cut out transaction costs. My idea of a "good" streaming platform for music is one with only a flat rate (say $5), no free option, and no pooling. That means that if I listen to Scatman once in the month and it is the only song I listened to, then John Larkin's estate should get exactly $5, min some small platform fee. (Sorry for picking a dead artist; royalties after death is complicated. Personally I guess I would limit mine to about 10 years, but then again I don't receive any royalties.)
You can easily check that your money goes where you want it to from a statement at the end of the month... If you see that Justin Bieber's Baby got $0.99 then of course it's plausible because your "friend" logged in and listened to the song 99 times out of your 500 listens that month.
Even if you pay $5 a month for <insert music streaming service> and only listen to my songs, I get literally $0.00 (up to significant figures). They pool everything together so essentially you are subsidising Justin Bieber; just putting it out there...