In the U.S., any condition that you have CAN BE AND WILL BE used against you - either by insurance firms, employers, etc. Even if in some cases it is illegal to be used against you, the U.S.' environment is such that those with power over you will use such info against you...so you can unfortunately consider the U.S. in the 1% of the countries that you cited. </sigh>

I think you and @Kiro are in agreement. My interpretation of @Kiro's comment is that most of the world doesn't do employer-provided insurance, so that aspect of @ggm's comment would essentially only apply to the US.

An awful lot of the oecd economies with FinTech, mining and the like do have employer funded health benefits. It's a tool to attract high-performance staff, by offering fringe benefits which bypass taxation.

If you are working for a trans national in a developing or emerging economy you will have these benefits.

So sure, normal health internationally is not the us model. This is packaged perks

If you have any private health benefits anywhere worldwide through your employer it's meaningful. That's the UK, Australia, new Zealand, the middle east.. sure it's an American disease but it's spread worldwide.