Ouch. Sucks to read that. For anyone who might be interested in a possible alternative to this, I keep two bank accounts with the same bank with only one being connected to my debit card. I keep a tiny balance in the account connected to the debit card so that even if I lose it, the damage is minimal. Whenever my balance is running low, I do a quick transfer via online banking.

No idea how feasible this might be in other countries, but wanted to share in case its helpful. It's really helped me have ease of mind in using my card when I've been abroad.

Doesn't stop me from attempting to dismantle any ATM though whenever I use one :')