I look at it the other way around. I get paid 115k$ in a very cheap area to do code reviews and go to a few meetings.

I make things at home now. I don't want to go back to the stress of rapid fire "three parallel orthogonal lines for Miss Business" development. The baby-devs are a cudgel of tender emotions with which to push back against the exploitative wiles of business.

I fondly imagine I'll actually have the time to strike out on my own any day now, but the reality is that my life is already better.