When I worked in a tree-ring dating lab, we always sought out the harshest local environments in a region and then at a given site, the harshest micro-environments (typically water limited but fire protected) because that's where you find the most ragged, pathetic, and correlatively oldest trees around with the most climate sensitivity in their ring patterns. This makes the ideal trees to date and build climate chronologies from.
This is known as the "tree line", and varies a lot based on particular location (due to sun exposure, climate, and plant species). Here's a wikipedia article which outlines where the tree line: https://en.wikipedia.org/wiki/Tree_line . Summary is that the treeline is rarely above 12k feet (3500m), though in Bolivia it gets all the way up to 17k feet (5200m)!!
You are probably correct w.r.t. the main flow of the jet stream being far in excess of the highest tree lines in the world. The jet stream's main flow is usually 30k feet (10k meters) or higher.
For some trees, being 100year old means that the trees are in their late teens/twenties/thirties (source above book). With that in mind, the answer to above question becomes somewhat difficult.
Eg, inappropriate species like Big Leaf Maple in inappropriate locations, like under power lines. Bad pruning practices. Planting monocultures (Elm). Boxing in roots.
As sick trees come down, better practices can lead to better trees for the next generation.
For some common species, 100 years is downright old, and reaching the end of their natural life anyways.
In an urban area, it should be. Not only does it cost money to have to replace a dead tree, but a dead (or even not-quite-yet-dead) tree runs the risk of falling over, which means damaging property, blocking streets/sidewalks, or even injuring/killing animals (including humans).
climate change and economic reasons would support this goal.
> Perhaps we should trim our urban trees more aggressively.
Killing it much faster
So the urban tree does die "young", but is the goal to keep trees alive as long as possible? If it is, then there are lots of things that can be done to slow their growth and prolong their lives. Deprive them of nutrients. Shorten their growing season. Keep them cold. Some of the oldest trees live in the most extreme environments. Bonzi trees age very slowly too. Perhaps we should trim our urban trees more aggressively.
https://en.wikipedia.org/wiki/Methuselah_(tree) (5000+ years old, 10,000 feet above sea level)