Yes there is, whatever information google extract form an email during spam detection need not be associated with your profile. That is not the case for financial data.

> Either way it’s just a cpu pushing around ones and zeroes.

What is even this supposed to mean? also the information "kill on sight" on your profile of a terrorist association is just one bit, do not worry about that. The fact that they are digital does not mean that the data won't affect your life nor that human or machine will take complex decision based on them.