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A comment on Employees Start to Feel the Squeeze of High-Deductible Health Plans. Parent comment

Re:Employees Start to Feel the Squeeze of High-Deductible He... by WalterSear on Friday May 03, 2019 @02:47PM (#19821141)
The incentive is gone, since preexisting conditions are no longer a disqualification.
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Re:Employees Start to Feel the Squeeze of High-Deductible He... by dsfyu404ed on Friday May 03, 2019 @03:22PM (#19821430)
The incentive is still very much there. You just can't use a preexisting condition as your excuse anymore.
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Re:Employees Start to Feel the Squeeze of High-Deductible He... by WalterSear on Friday May 03, 2019 @06:45PM (#19822925)
I would argue that the incentive was implicit and fundamental to the nature of the business, because it provided agents with a method to pick and choose their clients.

By inducing lapses in insurance coverage, insurance companies were able to convert illnesses under active treatment into preexisting conditions.

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