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Re:Insurers Know How Often American Drivers Touch Their Phones by noworld on Monday April 29, 2019 @01:26PM (#19780470)
This is the closest the article comes to answering that:

> The reason for all this data is that at least one in five U.S. auto insurance policies now offers a potential discount if the customer consents to a vehicle monitor.

But I would also like some kind of affirmation that the software isn't being backdoored onto everyone's phones.

Re:Insurers Know How Often American Drivers Touch Their Phones by blacksmith_tb on Monday April 29, 2019 @07:36PM (#19783667)
I thought those were typically GPS loggers that were powered by (and pulled data from) the OBDII port[1]? An app-based alternative could have some of the same info, though presumably less accurate acceleration and braking data.

1: https://cars.usnews.com/cars-trucks/car-insurance/how-do-tho...