Re:New version of Stripe Checkout
by plantain on Wednesday April 24, 2019 @02:05PM
(#19741165)
Glad to see "Support for iDEAL, SEPA Debit, and other European payment methods" is on the roadmap - the world is bigger than the US, and many European's don't have cards. Hopefully they don't continue requiring you to obtain your own SEPA creditor identifier, as that simply isn't available to many non-EU companies wanting to trade in the EU.
We are integrating Braintree currently just to support SEPA for European customers...
[ Parent
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Be careful when integrating SEPA payments. The asynchronous payment confirmation and no questions asked chargeback policy for 8 weeks after the payment has cleared can be disastrous.
We are in Europe (France) and are using Stripe with SEPA Direct Debit.
Re:New version of Stripe Checkout
by lucasverra on Wednesday April 24, 2019 @03:02PM
(#19741691)
how much more steps does a final user need to make in order to complete a one shot payment (vs CCard) ?
With instant (bank) payment coming in september, SEPA might be the option of choice in EU (also Paris here ️)
At least here in Finland SEPA direct debit is usually disabled by default for extra security* as domestic shops do not use it (we have redirect-based bank buttons instead) and with foreign ones one usually uses card instead.
So not really an option of choice in entire EU unless something changes - you don't want to tell your customers to enable something on their bank account first before purchase.
But VISA/MC debit cards are extremely common here, so I guess card+SEPADD might cover most people in EU. Though I think many people here are vary of entering their card details online as they are not used to that (then again, I guess the advent of Netflix and others must've made more people familiar with that).
* IIRC you just need the user's IBAN and consent, and IBANs are not really private as people use them to make payments to each other.