You can hardcode the secrets to test stuff, but the first time you push the code to the repo should be the time you change it to reading from config. And add config to gitignore cause even if you don't stage the particular lines with the secrets in them, there will come one time where you'll rush or will have too long of a day when you'll push those secrets by accident. If you've got a public repo, then it's over. On a private repo then you may not notice this or not remember to remove it with a force push.
A point in time when you get tired of juggling config files manually in dev/prod is the point in time you explore the system for secret management and auto build/deployment as clearly your project has become useful/popular enough.
Those are my IMO and what I use as thresholds. Of course, if your environment is more relaxed there's no limit on further improving this practice.
Again,. the LEAST you should do is use environment variables and keep the actual keys out of your code. .env files are a developer convenience measure, and easy enough to use side channels. I go a step further and ensure a fallback that might be the dev environment, but that is not the same as any higher environment
What should I do with those secrets though? I'm not sure how to store them securely. So far I've been considering putting them in the server configuration so they can be read from environment variables, but that seems inconvenient for me and other developers and also not that much more secure.