>This need is so common, that most insurance companies have special advertising just for it (like https://www.priorityhealth.com/individual-family-health-insu.... for example).

This doesn’t even cover pre-existing conditions. So, if you are on medication for high blood pressure, or have diabetes, or are just one of the 55 percent of Americans who take prescription drugs... you are out of luck.

That these plans are even legal is a monumental failure of the American system.